So, you’ve poor credit.
Nothing seems to be going your way.
You are not able to get a mortgage loan and they are not willing to rent you the apartment you found perfect for yourself.
Life seems to get more miserable every passing day with no way out!
But why is there no way out of this situation when your credit is not set in stone? Yes, you read that right. Your credit is not something that cannot be changed once it has been calculated by a credit bureau. It is not like your DNA that cannot be changed. It is not your eye color that comes with birth and will remain the same all your life. It is just your credit score, something that can be calculated wrong by the credit bureaus. You have the right to ask questions and get their answers.
Credit Score Can and Does Change
Credit score is a three-digit number that is the crux of your entire financial life. It represents your credit history; how and when you borrowed money and when and how you paid it back to the lender. With a higher credit score, you become more trustworthy in the eyes of the lenders and other financial institutions as compared to someone who has a low credit score.
Credit scores tend to change over time because of your money habits. They can change from poor to good in some time if you start being careful and responsible about your financial affairs. Furthermore, with the help of a credit repair service, you can always get to know if any administrative mistakes or calculation errors were made in the credit report. If yes, then you can get it fixed from the authorities and make the right financial decisions.
You can fix these mistakes easily with the help of a credit report company and turn things around in just a few months. Better credit score means loans and credit cards on lower interest rates. You just need to have the knowledge and information to ask the right questions from the right people. It is important to know your rights and once you are aware of them, you will be able to rewrite your credit score. Thanks to the credit repair companies, you can get all the information you need to turn around your credit score. With the right action plan, you would know about the steps to take towards an improved credit score.
It is Your Federal Right
You are also entitled to have evidence approving or disapproving it.
It is important to understand that credit bureaus are also run by humans and therefore, errors in the credit report are possible. Your credit score is determined by credit bureaus who take your past credit history into account. Many times these credit scores are not correct due to administration errors, inaccurate data and questionable credit listings. Since this is not your fault, you have all the right in the world to question this credit score that is affecting your financial life.
There are federal laws that are made to help people who have been given a wrong credit score. These laws ensure that credit bureaus and collection agencies do the right thing within certain timeframes. If they are not helping you out, as per the law, you can always get in touch with a reputable credit repair company like Your Rocket Credit. We will help you know how to enact the statures and the standards that are put in place by the FDCPA and FCRA. Collection agencies and credit bureaus have to respect these laws and they are liable for the damages.
Your Rocket Credit to the Rescue
Understanding financial language is not an easy task. You need to have a financial expert by your side if you have decided to take on your credit score with the authorities as it seems to be incorrect. What differentiates us from other credit repair companies is the fact that we not only offer credit repair services but also educate our clients on the subject. We offer step-by-step guidelines to our clients to help them understand the entire credit report and credit score phenomenon from the beginning to the end.
If you have a faulty credit score, we will help you out. Our experienced team will guide you on what to send them and when to send it. It is important to note that timing is everything when it comes to all things credit. You need to know just when to take things in your hands, because after all, it is your credit score and it is going to affect all your present and future financial decisions.
At Your Rocket Credit, we have templates for you to make things quick and easy. All you need to do is add personal details to the template and start sending it to companies to hold them responsible and accountable for your score. With our experienced team by your side, getting your credit score is not a problem at all.
It is time to turn it around.
Your Rocket Credit is one of the best credit repair companies that can help you repair your credit. Your Rocket Credit has a seasoned team of professionals who can help you repair your credit and help you every step of the way during the entire process. We will prepare you for dealing with credit bureaus and collecting agencies to ensure that you are not exploited at all.